Foolproof Module 6 Test Answers (2024)

1. Module 6 - Test Answers - Coffee Break Academy

  • CBF Masterclass - Class of January 2018 · Reading text · Answer Key · Module 1 - Activity - Discussion.

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2. [PDF] Module 6 - FoolProof Teacher Guide

  • Understand how credit cards (and other similar loans) work. 2. Define terms such as credit, loan, annual percentage rate, interest and principal.

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4. [PDF] Module 6 - Questions and Answers - ICAO

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5. Module 6 Post Test Answers - Basic FBA to BSP - Google Sites

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  • Thank you for completing Module 6 of the Basic FBA to BSP Training! Here is a link to documents for your Homework for Module 6: Homework Task: Implementation Planning form Forms: Implementation Planning Table Tent Point Card Template with Fidelity Check

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6. [PDF] Pre/post-‐‑test – Answer key - FoolProof

  • FoolProof Pre/post-‐test – Page 1 of 1. Pre/post-‐‑test – Answer key. 1. A. 2. A. 3. B. 4. B. 5. C. 6. C. 7. D. 8. D. 9. A. 10. A. 11.

7. Module 6 - Test Answers - Coffee Break Academy

  • CBS Masterclass Season 1 - Class of July 2020 · Getting started · Email check-ins · CBS MC: Pre-course questions.

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Foolproof Module 6 Test Answers (2024)

FAQs

Which answer best describes a credit card? ›

Explanation: A credit card is a convenient way to pay for things sometimes and also allows you to spend like you're a millionaire. However, it is important to understand that a credit card is not free money and should be used responsibly.

Are credit cards expensive ways to borrow money True or false? ›

They almost always cost more than going to a bank, a credit union or a store. Some people have problems with debt after using these ways to borrow. The charges can be very high. It is hard to pay the money back and get out of debt.

What would happen if you don't shop around for the right credit card company? ›

Firstly, you may end up with a credit card that has high interest rates and fees, causing you to pay more for your purchases in the long run. Secondly, you may miss out on rewards and benefits that other credit card companies offer, such as cashback or travel rewards.

What will happen if you don't pay off your credit card balance each month on Quizlet? ›

If you don't pay your balance off in full each month, you'll accrue interest.

What's a good credit score? ›

For a score with a range between 300 and 850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent. Most consumers have credit scores that fall between 600 and 750. In 2023, the average FICO® Score in the U.S. reached 715.

What is the credit card answer? ›

What is a credit card in simple words? A credit card is a physical payment card that allows you to get credit from a financial institution. You can use the pre-approved limit to make purchases and repay the borrowed amount with an interest each month within your billing cycle.

What happens if you make a late payment on a 0 interest credit card? ›

And if your payment is late, even by a single day, your card issuer could cancel the 0% offer and reset your card's interest rate to the ongoing APR. On top of costing you interest and late fees, missing payments could also end up hurting your credit scores.

How much will it cost in fees to transfer a $1000 balance to this card? ›

It costs $30 to $50 in fees to transfer a $1,000 balance to a credit card, in most cases, as balance transfer fees on credit cards usually equal 3% to 5% of the amount transferred.

Is it cheaper to pay off a credit card with a loan? ›

Taking out a loan to pay off credit card debt may help you pay off debt faster and at a lower interest rate. But you might only qualify for a low interest rate if your credit is good.

What credit card is the easiest to get? ›

Easiest credit cards to get approved for
  • Best for unsecured card: Capital One Platinum Credit Card.
  • Best for students: Discover it® Student Cash Back.
  • Best for no annual fee: Citi Double Cash® Card.
  • Best student dining card: Capital One SavorOne Student Cash Rewards Credit Card.

Is it better to cancel unused credit cards or keep them? ›

In general, keep unused credit cards open so you benefit from longer average credit history and lower credit utilization. Consider putting one small regular purchase on the card and paying it off automatically to keep the card active. At Experian, one of our priorities is consumer credit and finance education.

Should I pay off my credit card after every purchase? ›

By paying your debt shortly after it's charged, you can help prevent your credit utilization rate from rising above the preferred 30% mark and improve your chances of increasing your credit scores. Paying early can also help you avoid late fees and additional interest charges on any balance you would otherwise carry.

Is paying off your credit card twice a month bad? ›

If you typically carry a balance on your credit card from one month to the next, then making multiple payments during each billing cycle can reduce your interest charges overall. That's because interest accrues based on your average daily balance during the billing period.

What is the minimum monthly payment on a credit card? ›

A credit card minimum payment is the lowest amount you can pay every month while keeping your account in good standing. Making at least the minimum payment on your credit cards every billing cycle ensures that you do not get stuck with late fees, penalty APRs or derogatory marks on your credit report.

What has the biggest impact on your credit score? ›

1. Most important: Payment history. Your payment history is one of the most important credit scoring factors and can have the biggest impact on your scores. Having a long history of on-time payments is best for your credit scores, while missing a payment could hurt them.

What is the best description of a credit card? ›

A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card thus accrues debt that has to be repaid later. Credit cards are one of the most widely used forms of payment across the world.

What is a credit card described as? ›

A credit card generally operates as a substitute for cash or a check and most often provides an unsecured revolving line of credit. The borrower is required to pay at least part of the card's outstanding balance each billing cycle, depending on the terms as set forth in the cardholder agreement.

What is the best way to describe credit? ›

Credit is the ability of the consumer to acquire goods or services prior to payment with the faith that the payment will be made in the future. In most cases, there is a charge for borrowing, and these come in the form of fees and/or interest.

Which best describes how a credit card works Quizlet? ›

Which best describes how a credit card works? The credit card company extends you a line of credit. You purchase "stuff" and then have the choice to pay the balance in full or a minimum payment each month.

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